Register for a home credit loan: Things you need to know before you apply

Someone may require fast cash to acquire a new phone, schedule a dream vacation, or purchase household products. A personal loan may be useful in such instances. If your sudden demand is less than INR 2,40,000, a Home Credit personal loan comes with a fair interest rate. Home Credit India Financing Pvt. Ltd., a non-banking finance firm, provides personalised personal loans.

Home Credit Eligibility Loan for Individuals

One should be thoroughly educated before taking out personal loans. The bank has a set of conditions that you must fulfil:

• Indian people who meet the criteria may qualify for this personal loan.
• This loan is offered to candidates who are salaried, self-employed, or pensioners.
• The candidate must be at least 19 years old and no older than 68 years old.
• The applicant must have proof of current address, a PAN, and a bank account with an internet banking option.
• Each month, a minimum of 10,000 must be acquired.

Home Credit personal loan documentation

Together with your request for a personal loan from Home Credit, you must provide a specific set of documents. These are some examples:

• PAN Card or Form 60
• Driving licence, Aadhaar card, job card, or voter identification card
• A passport having an expiration date that is not within three months of the date of application, as indicated in the National Population Register letter

Why choose a personal loan from Home Credit?

• Fast, simple, and rapid acceptance: Because of its quick, simple, and hassle-free loan approval method, Home Credit is a wonderful option if you need a sum up to $240,000. Your loan application will be approved digitally right away.
• Easy application procedure: You simply need to provide some basic details and additional papers, including your PAN and evidence of residency, to qualify for a personal loan.
• Rapid loan disbursement: If all of the information you provided is confirmed, the loan funds will be sent to your official account within a day.
• Home Credit India Finance Pvt. Ltd. does not need any sort of collateral or additional fees to award you the loan amount. Furthermore, there are no additional expenses, and the whole lending process is straightforward.

Disclaimer: The views expressed above are for informational purposes only based on industry reports and related news stories. PropertyPistol does not guarantee the accuracy, completeness, or reliability of the information and shall not be held responsible for any action taken based on the published information.