In an individual’s financial life-cycle, a home loan is one of the most important decisions. The tenure of a home loan is equal to 40- 50% of our earning life cycle. Most consumers take a home loan on a floating rate, but the rates keep changing and it is on their minds every month. Therefore, it is important to evaluate whether transferring your home loan balance will result in savings for you, as interest rates on home loans have been on the decline.… Read more
5 Essentials to know – how EPF can help you buy your dream house?
Tags: EPF
Have you ever thought if you can tap into EPFO savings to buy your dream house? You might feel butterflies in your stomach if I tell you that it is true. But the question is if you must do it? There is a major reason for not doing it – EPFO is for safeguarding your retirement. … Read more
Smart tips to reduce the interest rate on your home loan
When investing in real estate, repaying a home loan can be a tedious procedure. If not worked out correctly, paying home loan EMIs (equated monthly installments) could hamper your monthly budget for a long time. … Read more