PM Launches Modi Awaas Gharkul Yojana
Prime Minister Narendra Modi recently inaugurated the Modi Awaas Gharkul Yojana targeted at beneficiaries from the Other Backward Classes (OBC) in Maharashtra. This initiative aims to construct around 10 lakh houses over a period from the financial year 2023-24 to 2025-26. An initial disbursement of Rs 375 crore will be made to 2.5 lakh beneficiaries under this scheme.
In the 2023-2024 budget session, the Maharashtra government announced the commencement of the Modi Awas Gharkul Yojana. The project’s objective is to provide housing for OBC individuals in the state over three years, prioritizing those who couldn’t secure housing through the Awas Plus scheme.
Financial Assistance and Subsidy Details
Under the Modi Awaas Gharkul Yojana, eligible beneficiaries will be granted a subsidy of Rs 1.20 lakh. This subsidy aims to aid in the construction of new houses or the transformation of existing kaccha (temporary) houses into pacca (permanent) structures. To qualify, beneficiaries must own at least 269 square feet of land. The disbursal of funds will be linked to the progress of the construction, directly credited to the beneficiaries’ bank accounts.
Eligibility Criteria for Beneficiaries
The eligibility criteria for the Modi Awaas Gharkul Yojana are specific:
- Applicants must be from the OBC category in Maharashtra.
- They should have been residents of Maharashtra for a minimum of 15 years.
- The annual income limit for eligible families is set at Rs 1 lakh 20 thousand.
- Applicants must not own a pacca house in Maharashtra.
- They should possess land or have a kachha house on which the new house can be built.
- The scheme stipulates that the beneficiary family should not have previously availed any government housing loans within Maharashtra.
- Beneficiaries cannot reapply for the scheme once they have availed of its benefits.
- They should not be listed in the permanent waiting list under the Pradhan Mantri Awas Yojana-Gramin (PMAY-G).
Selection Process for Beneficiaries
The responsibility of selecting beneficiaries under the Modi Awaas Gharkul Yojana lies with the local gram panchayats. During the selection process, the gram sabha will prioritize widows, deserted women, family heads, individuals from flood-affected regions, victims of house damage due to communal riots, natural calamities, persons with disabilities, among others.
Required Documents for Application
To apply for the Modi Awaas Gharkul Yojana, applicants must furnish the following documents:
- Satbara (land record extract)
- Property Register or its transcript from the Gram Panchayat
- Attested copy of the Caste Certificate from a competent authority
- Aadhaar Card
- Ration Card
- Voter ID Card
- Electricity Bill
- MGNREGA Job Card
- Savings account details in the applicant’s name
- Photocopy of the bank passbook
This comprehensive scheme aims to improve the living standards of the OBC community in Maharashtra by providing them with a secure and permanent housing solution.
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