Pradhan Mantri Ayushman Bharat Yojana

In his Independence Day address for the year 2018, Prime Minister Shri Narendra Modi announced the launch of the (PMJAY) Ayushman Bharat Yojana. The Pradhan Mantri Jan Arogya Yojana (PMJAY) is the Government of India’s main National Health Protection Scheme.

The Ayushman Bharat Yojana (AB-PMJAY) combines the Senior Citizen Health Insurance Scheme (SCHIS) with the Rashtriya Swasthya Bima Yojana (RSBY). The Ayushman Bharat Yojana plan now not only benefits the poor but also rural households, making it economically beneficial to the destitute in both rural and urban regions.

PMJAY, also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, is one of the most significant healthcare schemes supported by the Indian government. Prime Minister Narendra Modi unveiled the Pradhan Mantri Jan Arogya Yojana healthcare policy, which aims to cover more than 50 million Indians and over 10 million poor households without regard to family size or age. Ayushman Bharat Yojana (PMJAY) would help such households take advantage of the wager healthcare options by providing coverage insurance of up to INR five lakh a family per year for tertiary and secondary hospitalization costs.

The PM Ayushman Bharat Yojana is a paperless initiative that provides cashless hospitalization coverage at public and community non-public institutions. Ayushman Bharat medical insurance covers the costs of hospitalization, pre-hospitalization, medicine, and post-hospitalization costs incurred throughout the treatment, which applies to almost all tertiary and secondary care treatments.

Furthermore, the Ayushman Bharat Yojana plan covers around 1,400 expensive procedures including cranial surgery, knee replacements, and so on. Patients can also follow up on the treatments to ensure a complete recovery. Read on to learn more about the (PMJAY) Ayushman Bharat Yojana scheme’s operations, eligibility requirements, and software technology.

PMJAY Characteristics: Ayushman Bharat Yojana (Ayushman Bharat Yojana) is a government-sponsored health

• Ayushman Bharat Yojana is a floater program for own circle of relatives with an amount assured of Rs. 5 lakh based on the number of own circle of relatives registered.
• This plan is intended for those who are below the poverty line and have access to the internet or online workout programs.
• The PMJAY plan allows beneficiaries to receive cashless healthcare services at any public or private hospital in the region.
• Furthermore, the Pradhan Mantri The Ayushman Bharat Yojana also reimburses the recipient for transportation costs paid before to and during their hospitalization.
• Along with medical treatment costs, the Ayushman Bharat Yojana coverage package also covers the beneficiary’s day-care expenses.
• The PMJAY program also covers a variety of specific pre-existing conditions.
• The charge for clinical charges is to be imposed entirely based on the pre-determined bundle charge by the authorities.
• According to the Socio-Economic Caste Census statistics, a broad range of fitness and wellbeing centers might be constructed under the government-sponsored initiative.
• Ayushman Bharat Yojana Scheme Benefits
• Nearly 40% of India’s vulnerable and poor households are covered under the Ayushman Bharat Yojana plan. They can make use of the following healthcare offers and blessings:
• PMJAY’s treatment and healthcare facilities are available throughout India and are free of charge.
• The Ayushman Bharat Scheme offers 25 specialty classes and 1,354 clinical and surgical programs, including neurosurgery, cardiology, and more.
• The Ayushman Bharat Yojana plan also covers the costs of hospitalization.
• If a couple more procedures are required, the cost will be included in the best package. And it should be incorporated 50% and 25% for the second and 0.33 surgical operations, respectively.
• The plan also covers the cost of oncology treatment including chemotherapy for fifty different types of cancer. However, not all clinical and surgical bundles are available at the same time.
• Beneficiaries of the PMJAY plan can also get follow-up treatment.

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